• Tel: 602-741-8414
    Email: Kari.Zurn@AcademyMortgage.com

  • FHA Loan

     

    FHA-Insured Loans is now the leader in originations throughout the United States. They have historically allowed lower income Americans to borrow money for the purchase of a home that they would not be able to afford otherwise. With flexible qualification guidelines, these loans are particularly designed to benefit first-time homebuyers and buyers who don’t have perfect credit or a lot of money to put down. 

    Eligibility:

    • Lower credit scores considered
    • Buy a home with as little as 3.5% down (primary home)
    • Refinance up to 96.5% of your primary home's value
    • Non-occupying co-borrower allowed

    Benefits:

    • Low down payments
    • Fixed-rate and adjustable-rate mortgages available
    • 100% gift funds acceptable for down payment and closing costs
    • Pay your mortgage anytime with no pre-payment penalties
    • Flexible qualification guidelines
    • Your actual payment will vary based on your situation and the current interest rates when you apply

    CLICK HERE to begin the prequalification application