• Tel: 602-741-8414
    Email: ZurnTeam@academymortgage.com

  • USDA

    What does this program do?

    This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers.

    Applicants must:

    • Meet income-eligibility.
    • Agree to personally occupy the dwelling as their primary residence.
    • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien.
    • Have the legal capacity to incur the loan obligation.
    • Have not been suspended or debarred from participation in federal programs.
    • Demonstrate the willingness to meet credit obligations in a timely manner.
    • Purchase a property that meets all program criteria.


    Information courtesy of http://www.rd.usda.gov/files/fact-sheet/RD-FactSheet-RHS-SFHGLP.pdf